Build Wealth Together with Your Chama
Join a community-driven savings and investment group where members pool resources, invest wisely, and support each other's financial goals through collective growth.
What is a Chama?
A Chama is a Swahili word meaning "group" - it's an informal cooperative society where members regularly contribute money to a common pool for savings, investments, and mutual financial support.
Community Strength
Pool resources with trusted members to achieve bigger financial goals together.
Smart Investments
Your contributions are invested in money market funds for steady, low-risk returns.
Mutual Support
Access loans and financial support when you need it most, backed by your community.
Our Services
Comprehensive financial services designed to help you save, invest, and grow your wealth collectively.
Smart Savings
Regular contributions that build your financial foundation. Set your own pace and watch your savings grow.
- • Flexible contribution schedules
- • Automated savings tracking
- • Transparent record keeping
MMF Investments
Your pooled funds are invested in money market funds for steady, low-risk returns that beat inflation.
- • Professional fund management
- • Competitive interest rates
- • Low-risk investment strategy
Member Loans
Access loans equivalent to your contributions, or up to 3x with guarantors. Quick approval, fair rates.
- • Loan up to your contribution
- • 3x with member guarantors
- • Competitive interest rates
How It Works
Getting started with your Chama journey is simple and straightforward.
Join a Group
Find and join the Chama group if it matches your financial goals and contribution capacity.
Make Contributions
Regular contributions to the group fund, tracked transparently on our platform.
Earn Returns
Watch your money grow through smart MMF investments managed by professionals.
Access Benefits
Take loans, receive dividends, and enjoy the collective financial strength of your group.
What Our Members Say
Real stories from real members who have transformed their financial lives through our Chama platform.
"Joining ChamaConnect was the best financial decision I made. In just 18 months, I've saved enough for a down payment on my house and even got a loan to start my business."
Sarah Wanjiku
Small Business Owner
"The transparency and ease of use is incredible. I can track my contributions, see investment returns, and the loan process is so smooth. My group has become like family."
James Mwangi
Teacher
"I never thought I could save consistently until I joined a Chama. The group accountability and the returns from MMF investments have exceeded my expectations."
Grace Akinyi
Nurse
Ready to Start Your Wealth Journey?
Join members who are building wealth together. Start with as little as KSh 2,000 per month.